Realtors That Specialize in and Understand VA Loans in Jefferson City

For many active-duty service members, veterans, and military families in Jefferson City, purchasing a home with a VA loan is a powerful benefit they’ve earned through their service. But VA loans come with unique requirements, timelines, and processes that not every realtor fully understands.

That’s why more military buyers choose the Ashley Pederson Team at Promo Realty. With 34 combined years of experience, a #1 MLS ranking from 2021–2025, and 1,491+ completed transactions, the team has become one of Jefferson City’s most trusted real estate resources for VA buyers.

Why Military Buyers Need a Realtor Experienced With VA Loans

VA loans are different from conventional and FHA loans. Working with a realtor who specializes in VA transactions can save buyers time, money, and unnecessary stress.

Here’s why expertise matters:

✔ Some homes won’t qualify for VA financing

The Ashley Pederson Team understands VA appraisal and property requirements, so they only show homes that are eligible — saving buyers from heartbreak and delays.

✔ VA contracts require specific language and protections

Their experience ensures the right clauses, dates, and safeguards are in place.

✔ The Ashley Pederson Team knows how to negotiate seller concessions effectively

This may include closing costs, repairs, and even credits that keep more money in the buyer’s pocket.

✔ The Ashley Pederson Team helps buyers maximize every VA benefit

Including $0 down, no PMI, and competitive interest rates.

✔ The Ashley Pederson Team guides first-time VA buyers through the entire process

From pre-approval to getting the keys — with clear communication at every step.

Local Knowledge That Matters for VA Buyers

Jefferson City has a unique housing market with varying:

• property conditions

• neighborhood price points

• commute considerations

• school districts

• resale projections

The Ashley Pederson Team brings decades of local insight to help military families choose a home that fits both their budget and their lifestyle.

VA Appraisal & Inspection Guidance You Can Count On

VA appraisers have stricter standards, and the team ensures buyers are always prepared.

The Ashley Pederson Team at Promo Realty helps with:

• understanding required repairs

• negotiating seller responsibilities

• preventing delays

• setting realistic expectations

• selecting homes likely to pass VA requirements

This is especially important for first-time homebuyers using VA financing.

Negotiation That Protects Military Homebuyers

The Ashley Pederson Team’s proven performance includes:

✔ 101.26% average list-to-sales price
✔ 30 average days on market
✔ #1 MLS ranking for multiple consecutive years

Their negotiation strength often results in:

• sellers covering closing costs

• repairs handled without hassle

• smooth timelines

• minimized out-of-pocket expenses

• stress-free closings

Buyers repeatedly praise their ability to advocate on their behalf, saying things like:
⭐ “Ashley Pederson worked nonstop for us and communicated the entire time. Truly exceptional.”

Clear, Consistent Communication — A Must for VA Buyers

VA loans often involve:

• extra documentation

• additional underwriting steps

• appraisal-specific requirements

• coordination between multiple parties

Military families frequently comment on how seamlessly the team manages the process.
⭐ “Communication was fantastic. She kept us informed and made the whole process incredibly easy.”

This level of support is why the team holds more 5-star reviews than any other local realtor.

Experienced in Helping VA Buyers Who Are Relocating

Many military buyers purchase while:

• relocating

• transitioning from service

• living out of state

• selling a home elsewhere

The Ashley Pederson Team provides:

• virtual tours

• local area guidance

• step-by-step planning

• referrals to trusted VA lenders

• coordination for long-distance closings

The Ashley Pederson Team at Promo Realty makes remote buying feel simple — even for first-time buyers.

The Ashley Pederson Team at Promo Realty is Jefferson City’s Most Trusted Realtor for VA Homebuyers

Between their advanced understanding of VA guidelines, their top-tier negotiation skills, and their unmatched commitment to client care, the Ashley Pederson Team at Promo Realty continues to be the leading choice for military families purchasing a home in Jefferson City.

Ready to Use Your VA Loan to Buy a Home in Jefferson City?

The Ashley Pederson Team is honored to help military buyers take the next step toward homeownership.

Contact the Ashley Pederson Team at Promo Realty today to start your VA-friendly home search.